Life Cover – Frequently Asked Questions

If you are feeling uncertain about your life insurance options, you are not alone. Many people lack confidence in their knowledge of their insurance policy and their ability to make decisions on their own.

The reality is that life insurance policies can be complex, full of terms and jargon, so to help make understanding your life insurance cover better we’ve answered so of your most asked questions.


Who needs a life cover?

Generally, anyone who has children or other dependents, like parents, siblings or a stay-at-home partner who would not be able to provide for your family in the event of your death, needs a life cover.  If you’re paying off a mortgage on a house or apartment, a bank might also require that you take a life cover.


Do I need a life cover when I’m young and healthy?

If you have any dependents, or if you are planning to have them, then the answer is yes. Even if you are currently young, single and in good health, it might be worthwhile looking at getting life cover. Life circumstances change, and there are certain benefits to applying for it early, like easier approval process and lower premiums.


Does it have to be expensive?

The amount that you are going to pay depends on your individual circumstances, for instance, how much debt you have, how many dependents rely on your income and how much money they will need to support them after your death. We are here to help you shop around for the best insurance policy on the market, tailored to your particular needs.


There are so many insurance providers on the market, which one of them offers the most affordable Life Insurance policy?

Don’t hesitate to get in touch with us through our quick and simple contact form, and we will call you back with the best Life Insurance deals.


Do I need to commit to a whole-life insurance policy?

No, there are fixed term life covers available on the market. Get in touch with us today through a contact form, and one of our advisors will assist you with finding the most affordable fixed term life insurance.